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In 1847, Saratoga became a community when William Campbell built a saw mill in an area which was known as Campbell's Gap. The location was approximately two and a half miles southeast of what is today's downtown Saratoga. The mill was leased from Campbell in 1851 by Martin McCarthy who then built a toll road from the mill to the settlement known as Tollgate which was growing at the mouth of the canyon. McCarthysville was then the name given to the area by McCarthy when the area started developing. Due to the amount of mills being built in the area, the name changed to Bank Hills in 1863. The

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